Oxyzo Financial Services - Leading Business Finance Solutions for Indian SMEs

July 03, 2025

Oxyzo Financial Services—Empowering India's SMEs with Smart Credit Solutions

Oxyzo Financial Services is a leading NBFC for SMEs in India, offering tailor-made financing solutions to help small and medium enterprises accelerate growth, optimize cash flow, and enhance profitability. Backed by a deep understanding of the unique challenges and opportunities facing Indian businesses, Oxyzo is on a mission to transform SMEs into large enterprises by providing easy access to credit.

With a portfolio exceeding Rs. 7,500+ crores in Assets Under Management (AUM) and a growing clientele of 5,000+ SMEs across India, we are one of the most trusted partners in the business finance solutions landscape. Our lending solutions are built to support expansion, operations, inventory purchases, vendor payments, and more, ensuring that businesses never miss a growth opportunity.

Our Key Offerings

• Working Capital Loans—Improve your liquidity with short-term credit to support day-to-day operations and smooth cash flow.

• Collateral-Free Business Loans – Get access to credit without pledging assets—perfect for growing businesses with limited fixed capital.

• Credit Line for SMEs—A flexible credit line for SMEs that allows businesses to draw funds as needed and pay interest only on the amount used.

• Term Loans for SMEs—Structured repayment plans to fund expansion, machinery purchases, and infrastructure development.

• Fast Loan Processing—Quick disbursal in as little as 48 hours, helping businesses seize timely opportunities (fast loan approval).

• Custom Financing Plans—Each product is customized to fit your business goals, revenue model, and financial requirements.

Why Choose Oxyzo?

• Expertise in SME finance in India

• Transparent and low-interest business loans

• Digital onboarding and paperless processing

• No hidden charges or surprise fees

• Dedicated relationship managers for ongoing support

• Strong track record with pan-India presence

Our Mission

To empower small and medium enterprises by providing accessible, affordable, and agile credit solutions that support sustained business growth and financial stability.

Your Growth Partner

At Oxyzo, we believe that when SMEs grow, the economy thrives. Our seasoned team of finance professionals works closely with each client to design the most effective lending solution. Whether it’s for working capital, business expansion, or vendor financing, Oxyzo is committed to being the trusted financial partner for SMEs that helps Indian businesses scale with confidence.